European Journal of Science, Innovation and Technology

Bitcoin Adoption as a Tool for Empowering Nigeria’s Youth amid Economic Challenges

Alhaji Idi Babate, Abdullahi Abubakar, Abdulhakeem Ishola — Thu, 17 Oct 2024 19:02:03 +0300

Bitcoin, a global cryptocurrency, has emerged as a transformative technology with the potential to empower Nigeria's youth amidst the country's economic challenges. Despite regulatory limitations, many young Nigerians have embraced Bitcoin, driven by the desire for financial freedom and inclusion. This paper examines how Bitcoin adoption has created new job opportunities in the crypto industry, providing higher-paying careers in areas such as blockchain development, NFT marketing, and community management. Bitcoin also offers Nigerians financial freedom by enabling peer-to-peer transactions, trading, and remittance services without relying on traditional financial intermediaries. To fully harness the potential of Bitcoin, the Nigerian government must play a crucial role in developing appropriate regulations and policies that recognize the growing importance of digital assets. By embracing modern financial technology like Bitcoin, Nigeria can address key economic issues, including unemployment, balance of payments, fiscal deficits, and infrastructure challenges. Ultimately, the successful adoption of Bitcoin in Nigeria can help the country achieve economic prosperity, low inflation, and increased productivity, positioning it as a competitive player in the global trade market and empowering its youth to thrive in the digital economy.

The Influence of Strategic Communication on Consumer Decision-Making in Social Media Environments

Dario Sipos — Fri, 25 Oct 2024 00:00:00 +0300

This research compares the moderating effects of strategic communication on consumer decision-making within social media platforms. It becomes important to assess how messaging affects consumer behavior as digital platforms continue to play a large role in marketing. Using different types of communication, content personalization, and communication engagement strategies, the study considers consumer purchase intentions. The study employed quantitative and qualitative research methods; the study administered self-completed questionnaires to 500 active social media users and conducted a content analysis of the observed marketing communication campaigns. The results convey the significance of strategic messaging towards consumer response, where users are more likely to engage and purchase from brands with timely tailored messaging. These conclusions are valuable for marketers and advertisers: social media persona can positively impact customers and increase consumers' interest in the products. The work is relevant to developing research literature on digital marketing and the psychology of consumers, adding to the understanding of how social media can be used as persuasive communication.

Taboo in Lexicography: The Status of Gender and Gendered – "Lexicological Principles in Lexicographic Practice (Application)" (Gender Revisited) Discussion

Senka Majetic — Wed, 23 Oct 2024 00:00:00 +0300

Taboo in Lexicography: the status of gender and gendered - "Lexicological Principles in Lexicographic Practice (application)" (gender revisited) is an insight into "Taboo-motivated lexical replacement". A taboo classification is a direct link to Freud’s "Totem and Taboo" which is a historical and current insight into gender issue among primitive tribes as a group in society. If gender is not being mentioned it can augment to taboo (cf. "White Mythology: Metaphor in the Text of Philosophy" – Derrida! The paradox: the myth is not written, only the euphemised is being written, etc.) What is the current status of a taboo unit? Are they really always re-evaluated? What about neologisms? Are the neologisms marked as a taboo? Are we really at the end of a taboo era? Is taboo "silent omission" or transfer? What about the old dictionaries? In the era when a "Bologna student" has no idea what a headword is, uses a cell phone as a tool, what is to be done? Is gender in language a social component then? Did the change happen? Is a discourse analysis the only solution? Who records the findings? When? How often? For native speakers? Everyman knows that discourse is to be analyzed and then reanalyzed! Is gender variation to be recognized? When is the end of the hidden phase? Is "gender-sensitive" the only option? Does brutality happen in society due to gender? Is it always named? What is the current status of euphemised variation? How can unnative notice the change? What is the aftermath of cell-phone tradition – oral tradition?! If gendered is not written it is to become a myth again!

ABC Company's Purchasing and Supply Management Optimization: Improving Performance and Reducing Costs through Competitive Bidding and Supplier Development

Paraschos Maniatis — Fri, 25 Oct 2024 00:00:00 +0300

ABC Company is initiating a project to optimize its purchasing and supply management processes, aiming to reduce costs and enhance supplier performance. This includes implementing competitive bidding, a supplier performance review process, and a supplier development program. Key performance indicators (KPIs) such as total cost savings, supplier development progress, and process improvement rates will be tracked to measure the success of these initiatives. The project also considers a just-in-time inventory management system and expansion of the supplier base for critical components to further improve efficiency and reduce inventory holding costs.

Evaluating the Performance of Contrarian Portfolios During the Covid-19 Pandemic: Applied Study in the Iraq Stock Exchange

Luay Ali Mahmood, Hashim Jabbar Hussein, Mohammed Faez Hasan — Fri, 25 Oct 2024 00:00:00 +0300

The current study aims to evaluate the performance of the inverse portfolio during the Covid-19 pandemic, through a comparative study of the effectiveness of strategies with and without taking into account the transaction cost in the Iraq Stock Exchange for the period from 2020 to 2023. The effects confirmed that the triumphing portfolio throughout the pandemic period, while considering the value of the transaction, accomplished a superb fee on the alpha scale in 31 out of 36 strategies, so it was cited that the portfolio outperformed the general market index. In evaluation, the values have been negative in 35 strategies before the pandemic, highlighting the effectiveness of the strategies at some stage in the excellent instances imposed by using the pandemic, and their low effectiveness in normal instances. The effects additionally confirmed that the winning portfolio via the pandemic, without or with the expenses of transactions, executed wonderful values inside the Information Ratio (IR) metric in 31 out of 36 approach types. These consequences mirror the excellent performance of investment managers and their efficiency in delivering returns in excess of the benchmark, reinforcing the potential of active management to add value in turbulent financial conditions. These findings highlight the significance of adapting funding techniques to converting market and economic situations, specifically in times of crisis. This study confirms that the investment strategies analyzed had been greater effective in the course of the Covid-19 pandemic, which calls for a focused attempt to enhance those techniques and adapt them to destiny conditions to ensure ultimate overall performance always.

Adapting Accounting Disclosure of Sustainable Financial Information by the IFRS-S Requirements

Mohammed Hussein Ali — Mon, 28 Oct 2024 00:00:00 +0200

The primary objective of this study is to assess the extent of accounting disclosure pertaining to sustainable financial information in accordance with IFRS-S adaptation criteria. The research involved employees from the financial and accounting departments of enterprises within the Iraqi telecommunications sector, employing a descriptive analytical approach. The study sample comprised 225 individuals, demonstrating a high level of adaptation to accounting disclosure of sustainable financial information in accordance with IFRS-S, with a mean of 4.166 and a standard deviation of 0.758. This finding addresses the primary research question. The study emphasized the importance of promoting the adoption and implementation of international financial and accounting standards across all institutions in the Republic of Iraq. It is essential to establish a suitable work environment that enhances the capacity of institutions in the Republic of Iraq to effectively implement international financial and accounting standards. Additionally, specialized universities and colleges must prioritize the development of curricula and study programs aligned with these standards, thereby improving the ability of students and graduates to fulfill labor market demands.

Innovative Transformation Leading Leisure and Wellness Smart Resorts in Industrial Parks: A Case Study of Newer Stone Carving Park Resort

Tsai-Yu Lai — Wed, 30 Oct 2024 00:00:00 +0200

This case study uses the example of Newer Group's Mindfulness Health Smart Leisure Resort. Within the resort area, 3,000 ping on the southern side has been designated for the development of health-focused vacation homes. A groundbreaking ceremony took place on October 10, 2024, with the completion of the smart health resort expected by the end of 2026. The transformation project within the resort aims to explore how innovative design and the application of smart technology can enhance service quality and meet the leisure, and wellness needs of modern travelers. It reveals the differing demands across generations and proposes solutions for implementing smart technology. The main contributions include addressing retirement and elder care needs, applying smart home technologies, innovating the resort's business model, and suggesting transformation strategies, with the aim of providing reference and guidance for the sustainable development of the resort.

Effects of Social Skills Training on Unprotected and Premarital Risk-Taking Sexual Behaviour among In-School Female Adolescents in Owerri Municipal Education Zone, Imo State, Nigeria

Cynthia Chimairo Ezeogu, Augustina A Anakwe, Beatrice Ahmadu Bahago — Fri, 01 Nov 2024 00:00:00 +0200

This study examined the effects of Social Skills Training on unprotected and premarital sexual risk-taking behaviour of in-school female adolescents in Owerri Municipal Education Zone, Imo State, Nigeria. The study specifically determined the significant mean differences between the in-school female adolescents assigned to the experimental and control groups on risk-taking behaviour posttest mean scores. The study adopted true experimental design, specifically, pretest-posttest experimental control research design. The population was made up of 52 in-school Senior School Two female adolescents (SS2) identified with high sexual risk-taking behaviours in a public secondary school in Owerri Municipal Area. Purposive and simple random sampling techniques were used to sample 46 in-school female adolescents (experimental group = 23 and control group = 23). The students signed the consent forms and participated in the study with the consent of the parents and the school authority. Sexual Risk- Taking Behaviour Screening Questionnaire (SRTBSQ, r= 0.83) and Female Students’ Sexual Risk-taking Behaviour Questionnaire (FSSRBQ, α = 0.72) were used for data collection. Both content and construct validity were established for the instrument. The participants in both groups were pre-tested and post-tested. The experimental group received Social Skills Training for eight weeks in sixteen sessions, whereas the control group received normal lesson in English Language for eight weeks also. Descriptive statistics (mean and standard deviation), were used for answering the research questions, while t-test for independent sample was used for testing the hypotheses. The results indicated that the in-school adolescents in both the experimental and control groups had high level of premarital sex and unprotected sexual behaviours at baseline. There was a significant difference between the experimental and control groups on posttest mean scores of premarital sex and unprotected sexual behaviours (p < 0.05). The study concluded that Social Skills Training significantly reduced premarital and unprotected sexual risk-taking behaviours. The implications of the findings were highlighted for both theory and practical application.

Genesis of Conflict in Higher Institutions of Learning in Northern Ghana: The Case of Tamale Technical University

Alhassan Abdul Mumin, Sulemana Iddrisu — Fri, 01 Nov 2024 00:00:00 +0200

Conflict often plays a major destructive role in tertiary institutions. It is often seen as a fight and uncomfortable struggle in these work places. This study was undertaken to investigate the sources of conflicts and strategies to deal with it in the Tamale Technical University. The study used descriptive design and the qualitative approach of data collection. In-depth and key informant interviews were used to collect data from sixteen (16) participants. Findings from the study indicated that unequal resource allocation, office space, competition from University for Development Studies (UDS), political interferences, relationships and ethnic issues were cited as some of the sources of conflicts in the institution. While making sure that resources and key positions are evenly distributed, workshops and training on conflict management, convocation meetings and committee meetings were some of the conflict resolution strategies adopted by managers of the institution. The study, therefore recommends institutionalisation of these strategies for a better conflict management in the Tamale Technical University.

A Corpus Assisted Media Representation of Buhari during the 2015 Election Campaigns in Nigeria

Florence Awele Nwaefuna — Mon, 04 Nov 2024 00:00:00 +0200

The article examines how Nigeria’s former President, Muhammadu Buhari, was portrayed in the media during the 2015 political campaigns using corpus linguistics and Halliday’s transitivity model. Analyzing texts from six national newspapers over seven months, the study employs a corpus-assisted approach with the Wordsmith concordance tool and Systemic Functional Linguistics to examine how agency and processes shaped Buhari's representation. The findings show a predominantly negative portrayal, with Buhari's name frequently collocating with negatively connoted words. The transitivity analysis reveals he was depicted as benefiting from terrorist actions and stereotyped as a religious fundamentalist and pro-corruption figure. The study concludes that media representation was biased, as Buhari, despite being negatively portrayed, won the 2015 elections, challenging the notion of media objectivity in representing reality.

Supporting Kindergarten English Language Teachers through their Primary Journey in Differentiated Instruction

Amal J. Yazigy — Wed, 06 Nov 2024 00:00:00 +0200

This paper highlights the importance of differentiated instruction in a world where students of a wide variety meet. The educational system must equitably provide opportunities for challenged and challenging students to meet the same objectives through the use of different materials and approaches. Differentiated instruction (DI) is of four stages: (1) pre-assessing students for preferred learning style, interests, and entry levels, (2) planning for, (3) preparing various materials, and (4) continuous assessment of learners’ progress. Although teachers dread the demanding time to plan and are doubtful about the administrative support and availability of materials, starting with positive attitudes towards the change is a must. This study investigated teachers’ attitudes towards DI. A sample of 25 preschool teachers responded to a questionnaire and were observed in their classes, of which 12 English language teachers were interviewed as a follow up on their attitudes towards DI and its implementation. Results show that despite the positive attitudes teachers have towards DI, their implementation of it is not satisfactory.

Mineralogy and Textural Properties of Sandbar Deposits in River Forcados along Patani and Environs

Edirin AKPOFURE, Suoton Samuel JAMES — Wed, 06 Nov 2024 00:00:00 +0200

Sixteen samples were taken from the top and bottom of a mid-channel sandbar within the lower reaches of Forcados River along Patani and environs to determine the mineralogy and textural characteristics of the sediment. XRF was used for the bulk chemistry and grain size analysis was used to determine the statistical parameters. The grain size analysis shows the sediments are majorly fine grained sediments transported by suspension transport in a low energy regime. The mean ranges from 3.43 ф – 6.30 ф with an average of 5.93 ф, which is coarse silt size grade. The values of the median range from 5.60 ф – 6.40 ф with an average of 6.09 ф in the medium silt size grade. The modal class is >6 ф; the sediments are unimodal. They are moderately well sorted with average sorting value of 0.63 σ, negatively skewed with a value of -0.12 on the average and very leptokurtic with an average value of 1.69. These are a reflection of the maturity of the river and the distance and duration of travel of sediment from source. The proportion of coarse grains is very minimal and the sediment size indicates a down current decrease in grain size. The bulk chemistry shows enrichment in quartz (SiO₂); with average concentration value above 82% which indicates sediment maturity. Also, there is enrichment of MgO, Fe₂O₃, P₂O₅, CaO and TiO₂in some of the locations, which may be related to localize formation of clay minerals and carbonates such as dolomite. SiO₂/Al₂O₃ ratio ranges from 14.550 to 20.914. This indicates SiO₂ enrichment, sediment maturity and also, infers intense weathering and long distance of travel that enabled the weathering. The sediment can therefore be further concentrated and mined for silica for industrial uses or dredged for high quality construction and engineering material.

Bridging the Gap: Lessons Learned from the Jenelata Bridge Collapse and Future Restoration Plans

Asdar Azis, Dasyri Pasmar, Hasmar Halim — Tue, 12 Nov 2024 16:55:17 +0200

The collapse of the Jenelata Bridge underscores the vulnerability of bridge infrastructure in areas with significant hydraulic forces. This study investigates the primary causes of the bridge’s collapse and proposes a restoration approach to prevent similar incidents in the future. The findings reveal that intense scouring around the foundation, exacerbated by the bridge’s proximity to a river meander, weakened the abutment structure. The foundation’s design, which used shallow footings instead of more suitable deep foundations, was found inadequate to withstand the hydraulic pressures, resulting in instability and eventual structural failure. Notably, simulation analysis confirmed that the bridge itself was structurally sound to support traffic loads, ruling out overloading as a collapse factor.

For restoration, a comprehensive approach has been proposed, beginning with replacing the existing 30-meter span with a 50-meter steel truss bridge to enhance load-bearing capacity and structural flexibility. Additionally, the abutment will be relocated more than 20 meters from the scour zone to mitigate erosion risks and increase stability. Reinforcement of the existing pier is also planned to ensure it can support the weight of the new steel bridge span and a 30-meter composite bridge. Furthermore, a riverbank protection structure will be constructed to safeguard the abutment from landslides, thus enhancing the bridge's resilience to extreme environmental conditions.

This study emphasizes the importance of adapting bridge foundation designs to hydrodynamic forces in erosion-prone areas. These findings provide valuable insights into bridge design and restoration practices that can enhance structural safety and stability, particularly in challenging riverine environments.

The Magic of Marketing: Exploring the Effectiveness of Relationship Marketing and Global Marketing Strategy

Cheng-Feng Cheng, Shan-Ni Lee, Hsi-Ching Chan, Ming-Chang Lin — Mon, 11 Nov 2024 00:00:00 +0200

This study focuses on analyzing the relationships among relationship marketing, global marketing strategy, experiential value, and customer satisfaction. Specifically, the research begins by exploring the impact effects of relationship marketing and global marketing strategy on experiential value and customer satisfaction. Furthermore, it examines the influence of experiential value on customer satisfaction. Additionally, the study employs an asymmetric data analysis approach to identify conditions that ensure high customer satisfaction. Empirical data are expected to be collected through a questionnaire survey targeting consumers, utilizing Google Forms. Multivariate analysis tools such as descriptive statistical analysis, factor analysis, reliability analysis, SEM, and fsQCA are anticipated to be employed. Results of SEM indicate that improving relationship marketing and global marketing strategy indeed helps to enhance customer satisfaction and experiential value. Furthermore, improving experiential value can further enhance customer satisfaction. Moreover, results of the fsQCA indicate that there are two sets of sufficient conditions leading to high customer satisfaction.

Factors Affecting the Competitiveness of Vietnamese Confectionery Enterprises

Phan Thanh Nam — Mon, 11 Nov 2024 15:04:44 +0200

The objective of the study is to analyze the level of influence of factors on the competitiveness of Vietnamese confectionery enterprises. The data used in the study were collected from 235 enterprises using the total sampling method. The results of Cronbach's Alpha scale testing, EFA exploratory factor analysis and linear regression analysis showed that there are six groups of factors affecting the competitiveness of Vietnamese confectionery enterprises: management capacity, network capacity, human resource capacity, financial capacity, creative capacity, marketing capacity. The analysis results of the study are the basis for proposing six management implications contributing to improving the competitiveness of Vietnamese confectionery enterprises.

Emerging from Conflict: Portrayals of ‘Self’ in the Digital Life Narratives of Sri Lankan Women Archived in I Am Sri Lanka

D. D. L. Willarachchi, V. U. Jayasinghe, WMMMJT Weeraratna — Sat, 09 Nov 2024 00:00:00 +0200

The role of life narratives in making individual experiences part of the socio-political history of a nation is significant as it ensures that stories, especially alternative narratives, that might otherwise go unrecorded are included in the recorded history of a country. These auto/biographical accounts can contest the dominant hero myths and triumphalist narratives by creating more inclusive historical accounts. The present study analyses selected life narratives by women who have experienced the 30-year war and related ethnic conflicts in Sri Lanka, extracted from the digital archive I Am curated and archived by Kannan Arunasalam, in order to understand how self is constructed in their life stories, and its significance for digital life narration. The study intends to understand how self is constructed in the narratives of female survivors of war and conflict in Sri Lanka; and to understand how Sri Lankan women from different communities manoeuvre the construction of their identity and selves within the socio-political and cultural settings they inhabit vis-à-vis war and ethnic conflict situations. This qualitative analysis subjected the selected narratives to a close reading and in-depth analysis using concepts in post-conflict life narration and discovered that war is the catalyst that resulted in changes of selves and identities. The exposure to war and conflict has made the women narrators develop a shared resilience irrespective of their socio-economic or cultural backgrounds. However, the narratives archived in I Am cannot be considered holistic since it only promotes the image of strong and hopeful women without a trace of defeat or embitterment in the post-war and reconciliation context. These can be considered re-representations of selves which are made to align with the curator’s aims and perceptions, probably influenced by the brand of women desired in postwar Sri Lanka. Further, the study revealed the use of exoticism in presenting the narratives in an audio-visual manner, which could appeal to a consumerist audience. Nevertheless, the works archived in this digital repository are important because they contribute to dialogues on post-conflict life narration and peace and reconciliation

May the placebo be the best possible therapy in principle? Is being a doctor not just a science, but an art of relating?

Manfred Doepp — Wed, 13 Nov 2024 00:00:00 +0200

Placebo drugs are mainly used in clinical studies as a comparison group to the so-called verum. One might therefore think that placebos have no effect at all. However, this is a misconception, as there are a large number of international studies that have been able to demonstrate positive placebo effects. On average, around 35% of patients respond positively. Placebos do not force the organism to do anything, they work together with its self-healing powers. With no side effects and very inexpensive, they could take their rightful place in the healthcare system in the future.

Integrating Artificial Intelligence in Vital Statistics: Innovations in Public Health Data Analyses

Bongs Lainjo — Wed, 13 Nov 2024 00:00:00 +0200

Birth, death, marriage, and divorce statistics are essential for population studies and primary factors for public health strategy and evaluation. The application of Artificial Intelligence (AI) in evaluating and interpreting statistics significantly accelerates the process and enhances precision. Machine learning and deep learning, for example, can provide methods for big data analysis, filter out variance that would otherwise be confusing, and find correlations that otherwise would not have been seen with the naked eye or other analysis methods. Looking at the state of the topic of vital statistics analysis in the present, the problems of gaps in data, their quality, and relevance come to the foreground. It showcases AI solutions in data enrichment, live analysis, and inventive approaches such as NLP and predictive analysis. Using data from elements that define clinical conditions like blood pressure and heart rate, AI will give a better picture of population health. It enables monitoring of the onset of sicknesses such as hypertension. This paper employs case studies across different countries to explain how AI has helped enhance the quality of collected public health data and helping improve policies. It is recommended that future studies aim to eradicate the existing hurdles, including data aggregation from multiple sources and AI model bias, to harness AI potential in the sphere of public health.

Inventory Management in a Selected Bakery for Productivity Enhancement in South-Western Nigeria Using MRP Approach

Mojisola A. Bolarinwa, Sakiru K. Ekun, Stephen G. Onyeukwu — Thu, 14 Nov 2024 00:00:00 +0200

Effective inventory management is vital for the sustainability and productivity of bakeries, especially in developing countries like Nigeria, where the majority are operated by small and medium-sized enterprises. However, many bakeries face significant challenges in managing their raw material inventories, leading to operational inefficiencies, increased costs, and potential business failure. This study was focused on investigating the application of a modified material requirement planning to enhance the productivity of bakeries in Nigeria. Data were collected from a selected bakery that currently practice a just-in-time inventory management strategy. A quantitative research method was developed, integrating activity-based costing classification through Pareto analysis, the economic order quantity model, and a master production schedule to effectively manage the inventory of the bakeries. Results from the inventory classification showed that flour and sugar are the essential raw materials for the selected bakery, highlighting the need to prioritize these items in the inventory planning process. The findings of the study presented significant financial savings for the bakery. The quantities of raw material to be ordered were reduced, with flour reducing from 200 tons to 102 tons. The total cost of inventory in the bakery was reduced from N7,526,080 per week to N6,937,211, presenting a saving of 7.8% per week. This significantly contributes to the long-term viability and competitiveness of bakeries in the labour market. This study is not only recommended to bakeries within Nigeria but also serves as a valuable guide for similar enterprises seeking to streamline their inventory processes and boost their productivity.

Filtering Anti-Female Joke on Social Media Space: Natural Language Processing Approach

James Idara, Ekong Anietie, Udoh Abigail, Udoeka Ifreke — Sat, 16 Nov 2024 00:00:00 +0200

The growing threat of abuse from obscene jokes and other types of objectifying content especially among women has caused harassment and created a hostile environment for some users of social media space. To reduce the rate of hostility, filtering, therefore, becomes necessary for checking uncontrolled posting of contents of obscene jokes. The primary objective of this paper is to develop an intelligent filtering system of anti-female jokes on social media space using Natural Language Processing. 1500 one-liner anti-female jokes were sourced from social media sites, and expressed with characteristics attributes of human-centeredness and polarity orientation. The binning of these attributes was centered on: human-centric vocabulary, negation, negative orientation, sexiest terms, professional communities and private parts. The applicable dataset was divided utilizing k-fold cross-validation for the training process. A filtering system was developed utilizing the algorithm that exhibited the highest level of accuracy. The model was developed in Python, employing various Natural Language Processing techniques. Its performance was assessed using metrics such as precision, recall, and F1-score to ensure evaluation of its effectiveness. Results of the experiments showed that Random Forest algorithm produced the best accuracy with 95.3%. Therefore, the model could be adopted for intelligent filtering of anti-female jokes on social media.

Financial Planning for the Well-Being of Individuals and Responding to Financial Awareness Requirements

Mohammed Abdulameer Atiyah Yasi — Wed, 20 Nov 2024 00:00:00 +0200

People who do not manage their finances well or at all can experience many unfortunate consequences – stress, anxiety, embarrassment, and difficulty meeting current obligations. Individuals and families experiencing financial hardship have difficulty dealing with financial emergencies or unexpected job losses. They may end up as victims of many activities, including “get-rich-quick” activities, which are mostly borne indirectly by their children, because high-quality educational opportunities and the acquisition of skills through private activities may not be within reach without prior planning. For all of these reasons, mastering the financial planning process is worth investing in. Time and effort were addressed in our current study by measuring the interactive relationship between financial awareness and financial planning for a sample of 300 individuals as a random sample. Their reactions were mixed towards the study paragraphs that were developed to measure the impact of financial awareness in financial planning to ensure the well-being of individuals in accordance with those requirements. What reinforces this importance is the positive and significant relationship between financial awareness and financial planning, for both saving and investment, and this is evidence of the importance of financial awareness in sound planning.