Tuan, D. T. and Cham, P. T. H. (2025) “Factors Affecting the Operational Efficiency of Commercial Banks in Bac Giang, Vietnam”, European Journal of Science, Innovation and Technology, 5(1), pp. 103-111. Available at: https://ejsit-journal.com/index.php/ejsit/article/view/606 (Accessed: 2April2025).